One to thirty day life insurance for living more than a little.

Buy a Policy

Starting at $7 a day

Unlike traditional life insurance:

We offer on-the-spot coverage and instant approval. All without your typical medical exams and dangerous activity exclusions. Our policies range from one day to 30-day terms and they start at just $7 for $50,000 of coverage.

How about an Analogy.

Spot is to
traditional life insurance
as ride sharing is
to car ownership.

Learn More

We approve of the activities
your mom wouldn’t.

We’ve worked hard with our partners to ensure our pricing and contracts are straightforward and transparent.

Purchasing a policy is streamlined to a few clear questions and takes a matter of minutes. Simple sign up. Instant coverage.

We have your back.
Our Partners have ours.

Spot policies are issued by Fidelity Life Association and reinsured by Hannover Life Reassurance Company of America.

Know What You're Worth.

Or, at least be able to easily understand what your policy is worth.

$50,000
Policy

Or approximately four years of the average home mortgage.

$100,000
Policy

Which is roughly four years of tuition at a public university.

$200,000
Policy

That’s more coverage than 76% of existing life insurance policies.