Get Spot. Get hurt? Get Paid.
Injury insurance, without the lame exclusions.

Sign up to be the first to know when Spot is live

Sometimes the bill is worse than the spill. Lucky for you, we'll help pay for it.

$20,000 of coverage for a few dollars a day.

How Spot Works


Buy a policy for an upcoming race, trip, activity, or adventure


If you get hurt, don’t hesitate to go to the doctor and get treated


File a claim and get reimbursed up to $20,000 (yes, you read that right)

Climber + Photographer

Our Ambassadors

Our ambassadors all participate at the top of their sports that traditional insurance companies consider too risky. Their gear and apparel are all sponsored, and now, so is their health. Spot's injury protection allows these athletes to compete at the highest levels, focusing on their sport without worrying about the financial stress of an injury.
Learn more

We approve of the activities your mom wouldn't.

And thousands more.

Jet Skiing
Bachelor Parties
Rock Climbing
Lawn Mower Racing