The answers to questions you didn't have to ask us. All in one place.

Who is Spot?

What activities does Spot Cover?

Can multiple activities be covered under one policy?

What if I don't see the activity I want to do listed?

What if I die on the way to my activity for a random reason not connected to the activity I chose?

How long of a policy term can I choose?

How far in advance can I purchase a policy?

Can I purchase Spot activities outside of the US?

Can I purchase multiple policies to have a higher limit than what Spot is offering?

Can I purchase a policy on someone else?

Am I required to submit any lab work, medical records or see a doctor?

How do I know Spot can be trusted?

Why should I buy life insurance?

Why do you need my SSN?

Why do I need to designate a beneficiary?

What if I'm not a US Citizen or 10-year Green Card Holder?

Is there someone who can help answer a few questions?

How do I know that my policy is bound?

But what does bound mean?

If I made a mistake or don't want Spot, can I cancel or make a change to my policy?

How do I know the policy will pay if I die?

What happens if the unthinkable happens?

Why would I buy Spot if I already have life insurance?

How is Spot different than travel insurance?

Don't see what your looking for?

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Spot Spot policies are issued by Fidelity Life Association and reinsured by Hannover Life Reassurance Company of America.

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